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urees-mondiales-atteignent-152-milliards-us/</loc><lastmod>2025-09-08</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/de-nouveaux-investisseurs-pour-appuyer-lexpansion-de-revau-aux-etats-unis/</loc><lastmod>2025-09-05</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/la-reconstruction-resiliente-au-cur-dun-nouveau-centre-dexcellence-canadien/</loc><lastmod>2025-09-05</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/trouver-la-perle-rare-pour-son-equipe/</loc><lastmod>2025-09-05</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/la-mortalite-en-assurance-vie-plus-elevee-que-prevu-en-2023/</loc><lastmod>2025-09-04</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/co-operators-acquiert-un-cabinet-dans-la-region-de-quebec/</loc><lastmod>2025-09-04</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/lhorizon-dinvestissement-un-facteur-cle-de-la-gestion-du-risque-de-change/</loc><lastmod>2025-09-04</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/pluies-torrentielles-de-juillet-2025-au-quebec-les-pertes-assurees-estimees/</loc><lastmod>2025-09-03</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/lassure-doit-collaborer-au-reglement-de-sa-reclamation-jusqua-un-certain-point/</loc><lastmod>2025-09-03</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/le-premier-semestre-de-2025-a-ete-rentable-pour-quatre-assureurs-de-dommages/</loc><lastmod>2025-09-03</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/sinistres-naturels-quebec-a-verse-180-m-en-indemnites-en-trois-ans-et-demi/</loc><lastmod>2025-09-02</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/accusation-de-fraude-contre-un-ex-representant/</loc><lastmod>2025-09-02</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/droits-de-douane-et-incertitude-les-quatre-grands-assureurs-de-personnes-resilients/</loc><lastmod>2025-09-02</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/le-cadre-depargne-retraite-du-canada-devrait-etre-reforme/</loc><lastmod>2025-09-02</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/les-assurees-devront-rembourser-les-primes-dues-au-cabinet-de-courtage/</loc><lastmod>2025-09-02</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/medicaments-generiques-une-reforme-qui-pourrait-faire-epargner-gros-au-quebec/</loc><lastmod>2025-09-01</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/deux-dirigeants-pour-lassurance-et-la-gestion-de-patrimoine-chez-desjardins/</loc><lastmod>2025-08-29</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/des-assurtechs-se-disputent-le-marche-canadien-de-lassurance-collective/</loc><lastmod>2025-08-29</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/desjardins-annonce-lacquisition-de-guardian-capital-group/</loc><lastmod>2025-08-28</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/le-cadre-particulier-du-quebec-pour-lexpertise-en-reglement-de-sinistre/</loc><lastmod>2025-08-28</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/quebec-a-un-pas-de-sa-cible-de-10-de-fumeurs/</loc><lastmod>2025-08-27</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/des-principes-pour-favoriser-la-mobilite-des-experts-en-sinistre/</loc><lastmod>2025-08-27</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/resultats-stables-pour-les-reassureurs-malgre-la-hausse-des-catastrophes-naturelles/</loc><lastmod>2025-08-27</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/le-tribunal-donne-raison-a-lassureur-qui-refuse-de-reactiver-la-police-resiliee/</loc><lastmod>2025-08-26</lastmod><changefreq>monthly</changefreq>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imiter-limpact-du-vol-automobile/</loc><lastmod>2024-12-04</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/un-transfert-de-comptes-qui-setire-amende-de-3-500/</loc><lastmod>2024-12-04</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/croissance-des-secteurs-canadiens-de-la-finance-et-de-lassurance/</loc><lastmod>2024-12-03</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/cinq-conseillers-expliquent-comment-ils-defient-temps-et-conventions/</loc><lastmod>2024-12-03</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/les-actuaires-reclament-des-normes-pour-lutilisation-de-lintelligence-artificielle/</loc><lastmod>2024-12-03</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/le-domicile-de-lassure-determine-lendroit-ou-le-litige-sera-entendu/</loc><lastmod>2024-12-02</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/les-soins-de-sante-au-canada-devraient-depasser-370-milliards-de-dollars-en-2024/</loc><lastmod>2024-12-02</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/les-primes-mondiales-devraient-augmenter-de-3-par-an-en-2025-et-2026/</loc><lastmod>2024-12-02</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/transfert-de-richesse-sans-precedent-la-planification-successorale-urge/</loc><lastmod>2024-11-29</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/les-parts-de-marche-des-assureurs-de-dommages-au-quebec-en-2023/</loc><lastmod>2024-11-29</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/manuvie-annonce-une-transaction-en-reassurance-de-54-milliards-de-dollars/</loc><lastmod>2024-11-29</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/lindice-actuariel-climatique-a-grimpe-au-printemps-2024/</loc><lastmod>2024-11-28</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/reussir-a-ses-debuts-en-assurance-la-clef-cest-le-mentorat/</loc><lastmod>2024-11-28</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/les-parts-de-marche-des-assureurs-de-dommages-au-canada-en-2023/</loc><lastmod>2024-11-28</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/la-chambre-de-la-securite-financiere-offre-des-formations-du-journal-de-lassurance/</loc><lastmod>2024-11-27</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/les-soins-virtuels-payes-par-les-employeurs-menaces-par-le-gouvernement-federal/</loc><lastmod>2024-11-27</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/intact-acquiert-une-application-en-travaux-residentiels/</loc><lastmod>2024-11-27</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/defendre-les-litiges-lies-a-lintelligence-artificielle/</loc><lastmod>2024-11-26</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/un-cabinet-est-vendu-et-trois-entreprises-de-la-monteregie-se-regroupent/</loc><lastmod>2024-11-26</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/rente-viagere-differee-a-un-age-avance-loffre-demeure-mince/</loc><lastmod>2024-11-26</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/la-cour-dappel-autorise-le-conseiller-mal-represente-a-inscrire-son-recours/</loc><lastmod>2024-11-25</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/reportez-vos-prestations-des-regimes-de-retraite-publics-si-vous-le-pouvez/</loc><lastmod>2024-11-25</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/un-nouveau-modele-au-sommet-du-palmares-des-vols-de-vehicules-en-2023/</loc><lastmod>2024-11-25</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url><url><loc>https://portail-assurance.ca/article/lutilisation-des-tests-genetiques-pourrait-desequilibrer-les-bassins-de-risques/</loc><lastmod>2024-11-22</lastmod><changefreq>monthly</changefreq><prio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